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Important Things to Know About Checking Accounts

First, shop around for a good deal. This means look for an account with no monthly maintenance fee. Banks will usually offer several different checking accounts. Compare the interest rates, fees, opening balance requirements and any other features.

Make sure to keep your check book balanced. Record all transactions such as:

  • Checks written
  • ATM withdrawals
  • Bank fees
  • Debit Card purchases
  • and any other withdrawals or transfers

Also review your checkbook with your statement or online account.

Avoid overdrawing your account, which can happen if you write a check or try to withdrawal more than is in the account. The fees can really add up.

Be sure to review your monthly bank statement. Errors do happen. If reported in a timely manner, corrections are much easier.






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