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HO-6 Condo Insurance Policy

An HO-6 policy is the form used for a condominium insurance policy. The condo policy will provide for coverage on the interior walls and for personal property held within the dwelling. This policy will usually also provide liability coverage for the owner.

Here is a break-down of the coverages:

  • Coverage A - Dwelling: Declared Value.
  • Coverage B - Other Structures: Part of Coverage A.
  • Coverage C - Personal Property: $10,000 minimum.
  • Coverage D - Loss of Use: 50% of Coverage C.
  • Liability: Minimum of $100,000.
  • Medical Payments: Minimum of $1,000.

Most homeowners insurance agents also sell condo insurance. For additional questions talk to a local agent.





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